I started using it about 4 months ago for our trip in April. Have to say, it has been pretty convenient and another way to get some $ back. $20 per $1,000. Already used it to book reservations. HOWEVER, alot of people try getting further discounts by making deposits with discounted Disney Gift Cards. Good idea at the time, but what they forget is that if you should have to "close out" your account for some reason and need to get your money back, they are only going to give it back to you in the form you deposited in! If you have to take the money out of the account, chances are, you're n