Spoke with some workers today and they are expanding DHS. The announcement is supposed to come next month- August. He didn't have any details but did say they were delayed. I can't remember who he said was paying for it but since it was being funded by someone else that the resort was glad to wait since the bill was being paid by someone else.
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1500lbs will be enough. As far as insurance, check your auto policy. I insured 2 golf carts with full coverage for less than $500 a year with a $250 deductible through my auto policy.
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